-
A rise in vehicular attacks
Vehicular attacks are becoming a more common method of terrorism, with attackers using everyday vehicles as weapons to cause maximum harm in crowded public spaces. Their accessibility and low barrier to entry make them especially difficult for authorities to predict and prevent.
As terrorist tactics shift toward simpler means of carrying out attacks, this growing trend raises important questions around the adequacy of existing cover – with more responsive protection vital for managing the shifting threat landscape.
-
Growing focus on terrorism liability
Around the world, governments are placing greater responsibility on organizations to anticipate and mitigate the impact of terrorist incidents.
Different regions are introducing their own frameworks to raise standards. In the UK, Martyn’s Law brings new duties for venues and public-facing organizations, while the US is evolving state and federal discussions around soft target protection and liability exposure. As liability expectations grow, businesses must demonstrate stronger risk management, clearer response planning and greater accountability for public safety.
-
Geopolitical tensions driving uncertainty
Global tensions are fueling rising instability, with conflicts and strained relations shaping the political violence risk landscape. Wars such as Russia-Ukraine and Israel-Gaza, along with the ongoing friction between the US and Venezuela, continue to drive volatility and elevate the likelihood of retaliatory or politically motivated attack.
Alongside these conflicts, a wave of high profile elections around the world is set to create further instability. For insurers and organizations, this means preparing for a more unpredictable global environment where risks can escalate rapidly and transcend borders.
-
High-profile attacks driving demand for active assailant cover
High profile events – such as the assassination of Charlie Kirk in the US and the Bondi Beach shooting in Australia – and the general escalation of gun violence over time, highlight just how essential protection has become. However, general liability policies are increasingly excluding weapons related incidents, leaving businesses exposed.
In this landscape, more organizations are turning to active assailant coverage, ensuring they have a policy designed for modern threats.
Ready to lead the change?
In 2026, terrorism and sabotage, political violence, and active assailant events are growing more complex. As threats evolve across borders and sectors, the need for flexible, specialist protection will only continue to grow – helping to ensure businesses are prepared, resilient and equipped to respond to the risks of a fast changing world.
At CFC, we’re helping organizations stay resilient with market leading terrorism and active assailant protection.
If you’d like to understand how our cover works, the risks shaping 2026, or how we can help safeguard your clients and their people, get in touch.
